SmartPayPlatform is an AI-driven fraud detection and payment optimisation solution built for fintech companies, payment service providers, and high-volume digital businesses. The platform enables real-time transaction monitoring, predictive fraud scoring before authorisation, and automated compliance reporting helping businesses reduce fraud risk, improve decision-making, and operate with confidence at scale.
SmartPayPlatform is an AI-driven fraud detection and payment optimisation platform built for fintech companies, payment service providers, and high-volume digital businesses. It transforms traditional fraud prevention into a real-time, intelligent decision system that identifies risk before transactions are completed.
By combining machine learning, behavioural analytics, and automated workflows, SmartPayPlatform enables organizations to reduce fraud losses, improve operational efficiency, and maintain compliance with financial regulations such as FCA, PSD2, and GDPR without requiring complex infrastructure changes.
Abhishek Sanghani founded SmartPayPlatform with a vision to make advanced fraud detection accessible to fintech companies and digital businesses operating at scale.
The platform is designed to bridge the gap between complex enterprise fraud systems and lightweight solutions by delivering predictive intelligence, operational automation, and regulatory alignment in a single SaaS platform.
SmartPayPlatform focuses on enabling businesses to detect fraud before financial damage occurs, improve transaction trust, and build scalable payment infrastructure with confidence.
LinkedInSmartPayPlatform transforms traditional fraud detection into a real-time, AI-driven decision system that prevents fraud before transactions are completed.
SmartPayPlatform connects securely with payment gateways, PSPs, and financial systems via APIs, enabling real-time access to transaction data across multiple payment channels.
Every transaction is analyzed instantly using machine learning models that evaluate behavioural patterns, device data, and historical activity to identify anomalies.
Each transaction is assigned a fraud risk score before authorisation, enabling businesses to approve, block, or trigger additional verification in real time.
Fraud workflows are automated and all actions are logged into audit-ready reports aligned with FCA, PSD2, and GDPR, ensuring compliance and operational transparency.
SmartPayPlatform transforms payment systems into a real-time, AI-powered fraud intelligence platform for fintech companies and high-volume digital businesses.
Monitor transactions instantly across systems.
SmartPayPlatform continuously analyzes transaction streams in real time, detecting anomalies using behavioural patterns, device intelligence, and transaction attributes before fraud occurs.
Stop fraud before payment approval.
Each transaction is assigned a predictive risk score before authorisation, allowing businesses to block, verify, or approve payments proactively.
Unify monitoring across payment systems.
Integrates with multiple PSPs, APIs, and gateways, enabling centralized fraud monitoring across all payment channels without replacing infrastructure.
Reduce manual investigation effort.
Automates fraud investigation processes, prioritizes high-risk cases, and improves operational efficiency for fraud and compliance teams.
Stay aligned with regulations.
Generates audit-ready reports aligned with FCA, PSD2, and GDPR, ensuring full compliance and traceability of fraud decisions.
Gain real-time insights and trends.
Interactive dashboards provide fraud metrics, trends, and insights, helping businesses optimise fraud detection strategies and reduce losses.
Flexible SaaS pricing designed for fintech companies, payment providers, and digital businesses to detect fraud in real time, reduce risk, and maintain compliance without complex infrastructure.
£800 / month
£1,200 / month
1,800
Learn how SmartPayPlatform helps fintech companies and digital businesses detect fraud in real time, reduce risk, and optimise payment performance.
SmartPayPlatform is an AI-driven fraud detection and payment optimisation platform designed for fintech companies and high-volume digital businesses. It provides real-time transaction monitoring and predictive fraud scoring before payments are authorised.
Many businesses rely on static or rule-based fraud systems that detect fraud only after transactions occur. SmartPayPlatform identifies risk before authorisation, helping prevent financial loss and reduce chargebacks.
The platform uses machine learning models to analyse transaction behaviour, device data, and historical patterns in real time. Each transaction is assigned a risk score, allowing businesses to approve, block, or verify payments instantly.
SmartPayPlatform is built for fintech companies, payment service providers, online platforms, and businesses handling high volumes of digital transactions.
Yes. SmartPayPlatform provides automated compliance reporting aligned with regulatory frameworks such as FCA, PSD2, and GDPR, ensuring audit-ready records.
Yes. The platform integrates with multiple payment providers and APIs, allowing businesses to monitor transactions across different systems in one unified dashboard.
Have questions about SmartPayPlatform or want to explore how our AI-driven fraud detection and payment optimisation platform can support your business? Our team is ready to help fintech companies, payment providers, and digital businesses reduce fraud risk and improve transaction efficiency.
+44 7388285438
smartpayplatformuk@outlook.com
United Kingdom